1. About these Terms

These Terms of Use (“Terms”) govern your access to and use of https://borderli.io (the “Site”), operated by Borderli PTE. LTD. (UEN 202629455K), together with Borderli SRL (“Borderli”, “we”, “us”). By accessing or using the Site you agree to these Terms. If you do not agree, do not use the Site.

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2. The Site is informational

The Site provides general information about Borderli and its payment-orchestration technology. Borderli is a technology provider: we route payment data and instructions and do not hold client or end-user funds, operate payment accounts, or settle or execute payments. Nothing on the Site is an offer to provide regulated financial, payment, money-transmission, exchange or investment services, and nothing on the Site constitutes financial, legal, tax or investment advice. Availability of any product, market, rail or payment method shown is indicative, may change, and is subject to a separate written agreement, partner availability and applicable regulatory approvals.

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3. No reliance; accuracy

We try to keep the Site accurate and current but make no warranty that it is complete, error-free or up to date. Coverage maps, scheme names, statistics and roadmaps are illustrative and may change without notice.

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4. Intellectual property

The Site and its content, including text, graphics, logos, the “Borderli” name and marks, the visuals, UI and code, are owned by or licensed to Borderli and protected by intellectual-property laws. You may view and print content for your own internal, non-commercial evaluation. You may not copy, reproduce, republish, frame, scrape, data-mine, or create derivative works from the Site without our prior written consent. Third-party names and scheme marks are the property of their respective owners and are used for identification only.

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5. Acceptable use

You agree not to: use the Site unlawfully or in breach of these Terms; attempt to gain unauthorized access to the Site or related systems; introduce malware or interfere with the Site's operation; scrape or harvest data or use automated means beyond ordinary browsing; or use the Site to infringe others' rights. Our separate Acceptable Use Policy applies to any use of the Services.

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6. Submissions and inquiries

If you submit information through the Site (for example via the contact form), you confirm it is accurate and that you are authorized to provide it. We handle personal data as described in our Privacy Policy. Do not send confidential or sensitive information through the Site's general forms.

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7. Third-party links

The Site may link to third-party websites and resources we do not control. We are not responsible for their content, products or practices, and links do not imply endorsement.

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8. Disclaimers

The Site is provided “as is” and “as available” without warranties of any kind, whether express or implied, including fitness for a particular purpose, merchantability, non-infringement, and uninterrupted or secure access, to the fullest extent permitted by law.

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9. Limitation of liability

To the fullest extent permitted by law, Borderli and its affiliates, directors, employees and agents will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or goodwill, arising out of or related to your use of (or inability to use) the Site. Our total aggregate liability arising from or relating to the Site will not exceed SGD 100 or the minimum enforceable amount.

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10. Indemnity

You agree to indemnify and hold harmless Borderli from claims, losses and expenses arising out of your misuse of the Site or breach of these Terms.

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11. Changes to the Site and Terms

We may modify, suspend or discontinue any part of the Site at any time, and may update these Terms by posting a revised version with a new “Last updated” date. Continued use after changes constitutes acceptance.

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12. Governing law and disputes

These Terms are governed by the laws of Singapore, without regard to conflict-of-laws rules. Any dispute arising out of or in connection with these Terms shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (SIAC) in accordance with the SIAC Rules in force, seat Singapore, language English, before one arbitrator. 

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13. Contact

Questions about these Terms: borderli@borderli.io